Housing Rehabilitation
Click here to view or download our Housing Rehabilitation Brochure
Housing rehabilitation consists of repairing or updating the existing system or structural components of the property, including: electrical, plumbing, heating system, foundation repair, roof, etc. The actual amounts of repairs your home will need is determined from and inspection and evaluation report. Major emphasis is given to housing problems that affect your health and safety.
Programs Financing Methods
(Subject to availability of funds)
Loan/Grant Combination: Meet HUD Income Guidelines. Deferred Loans under certain special circumstances, to be determined by the Advisory Loan Committee. HPG Grant-(Subject to availability of funds) at zero percent interest. Deferred Loan-loan balance at zero percent interest rate.
Loan/Grant Combination: Meet HUD Income Guidelines. HPG Grant-(Subject to availability of funds). Direct installment loan-computed on ability to pay. Pay principal plus varying interest rate 0% up to reviling commercial interest rates.
Essential Repairs Loan: Meet HUD Income Guidelines pay principal and varying interest rate 0% up to prevailing commercial interest rates.
Not all homes can be repaired. IF your home has too many problems, it may not qualify for our rehab/repair program. However, this can only be determined by an inspection done by a housing specialist.
Eligibility Criteria
Property must be within the Huerfano/Las Animas Counties.
Your name(s) must be on the Title and you must live in the home as your sole residence.
You must meet HUD Income Guidelines.
Your property must be free of all judgments and liens except for a first mortgage.
Things You Should Know
Owners previous regard for financial obligation will be strongly considered. Rehab loans are secured by a Deed of Trust against the rehabilitated property. On loans with partial grants, when the home is sold or occupancy changes the loan must be paid in full before the lien is released by the South Central Council of Governments.
Rehab work will be supervised by a licensed General Contractor who will be awarded the project for the most responsible bid, through a formal competitive bidding procedure. The South Central Council of Governments Housing Rehab will disburse all rehab funds on behalf of the owner and will also oversee the construction. Owners are urged to discuss any problems or questions with the contractor and the Rehab Specialist prior to the rehabilitation process. The contractor must follow the work write up as approved. Changes cannot be made without the advance authorization of the Program Rehab Specialist.
This Program Will Not
Make your home BRAND NEW. The work done is different from house to house and sometimes cannot be easily seen.
Repairs are mainly done to eliminate unsafe and hazardous conditions.
Be advised that this work may increase your property taxes. Also, the cost of utilities may increase.
This Program Will
Improve your living conditions and extend the life of your house by bringing it up to minimum safety standards and local codes, whenever possible, with a limited amount of money.
Funding is provided by Colorado Department of Local Affairs through the Division of Housing Community Development Block Grant (CDBG) and Rural Development Housing Preservation Grant (HPG) Program.
This is an equal opportunity program. Discrimination is prohibited by Federal Law.
We do business in accordance with the Federal Fair Housing Law.
To contact us:
John Anderson
Phone: 719-845-1133 Ext 208
Email: janderson@sccog.net
Jennifer Byrd
Phone 719-845-1133 Ext 202
Email: jbyrd@sccog.net
Stevie Medina
Phone: 719-845-1133 Ext 213
Email: smedina@sccog.net